Tip of the Week: Turn your HMO into an ATM

After having been a couch potato all my life, one of the things that got me into the habit of working out was discovering that my health insurance would reimburse me up to $200 for a gym membership or fitness classes. If I worked out a certain number of times a week for a determined number of weeks I got a check. Since I’m cheap and not above self-bribery, this worked to my advantage.

Health Insurance companies do this because fit and healthy clients are cheaper over the long run than those who aren’t. They are investing in you hoping that it will pay off in the future. Obviously, in my case, it worked. I went from couch potato to gym rat to fitness professional. Having to show up three times a week broke through my excuses (most of the time) and got me into the habit of being there. That habit became a lifestyle.

Take a little time to investigate your health insurance policy. Call your HR department. Visit the HMO’s website. It’s free money for something you’re doing anyway right?


Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out /  Change )

Google+ photo

You are commenting using your Google+ account. Log Out /  Change )

Twitter picture

You are commenting using your Twitter account. Log Out /  Change )

Facebook photo

You are commenting using your Facebook account. Log Out /  Change )

Connecting to %s